At The Stellar Financial Advantage (“TSFA”), your privacy is our top priority. We are committed to protecting your
personal and financial information in accordance with applicable federal and state laws, including the Fair Credit
Reporting Act (FCRA) and Credit Repair Organizations Act (CROA). This Privacy Policy explains how we collect,
use, and protect your information when you visit https://www.TheStellarFinancialAdvantage.com or use our
services.
We collect personal information that you voluntarily provide to us when you register, sign up for services, or contact
us. This may include your name, address, email, date of birth, the last four digits of your Social Security number,
and documents related to your credit report or identification. We may also collect technical information such as IP
address, browser type, and usage data for website optimization.
We use the information we collect to: (1) provide and manage credit education and repair services, (2) communicate
with you, (3) verify identity and prevent fraud, (4) comply with federal and state legal obligations, and (5) improve
our website and services. We may also use anonymized data for analytics and quality improvement.
We do not sell, trade, or rent your personal information. We may share limited information only with trusted service
providers and third parties who assist us in operating our business—such as credit bureaus, dispute vendors, or
secure document processors. These parties are contractually obligated to maintain confidentiality and use
information solely for the purpose of providing agreed services.
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Policy or as
required by law. Once no longer needed, data is securely deleted or anonymized.
Our website may use cookies, web beacons, and analytics tools (such as Google Analytics or Meta Pixel) to enhance
your browsing experience and understand how visitors use our site. You can manage or disable cookies through your
browser settings. By continuing to use our site, you consent to our use of cookies and tracking technologies.
We implement administrative, physical, and technical safeguards designed to protect your personal information from
unauthorized access, loss, or misuse. Sensitive data is encrypted during transmission and stored securely. Only
authorized personnel with a legitimate business purpose are granted access to client information.
You have the right to access, correct, or request deletion of your personal information, subject to applicable legal
and contractual restrictions. To make a request, please contact us using the email address provided below.
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The latest
version will always be available on our website, with the effective date noted at the top.
f you have questions or concerns about this Privacy Policy or our data practices, please contact us at
info@TheStellarFinancialAdvantage.com
© 2025 The Stellar Financial Advantage. All Rights Reserved.
