Welcome to https://www.TheStellarFinancialAdvantage.com (the “Site”). The Site is operated by The Stellar
Financial Advantage (“TSFA”). By accessing or using this Site, you agree to comply with and be bound by the
following Terms and Conditions (the “Terms”). Please review them carefully. If you do not agree to these Terms, do
not use this Site.
The Stellar Financial Advantage provides credit education and consulting services that help consumers identify and
dispute inaccurate, unverifiable, or outdated information in their credit reports, consistent with their rights under the
Fair Credit Reporting Act (FCRA).
Your use of this Site is subject to our Privacy Policy, which governs how we collect, use, and protect your
information. Please review it carefully.
By visiting our Site or sending emails to The Stellar Financial Advantage, you consent to receive electronic
communications from us. You agree that all agreements, notices, and disclosures provided electronically satisfy any
legal requirement that such communications be in writing.
If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all
activities under your account. You agree to notify us immediately of any unauthorized access. We reserve the right to
terminate or suspend any account at our discretion.
We do not knowingly collect personal information from individuals under the age of thirteen. If you are under 18,
you may only use this Site with the consent of a parent or guardian.
You may cancel this contract without penalty or obligation at any time before midnight of the third business day
after the date on which you signed the agreement. Any payments made will be returned within ten (10) days after
receipt of your cancellation notice. To cancel, contact us at info@TheStellarFinancialAdvantage.com
Our Site may contain links to third-party websites or services. The Stellar Financial Advantage is not responsible for
the content, accuracy, or practices of such third parties. The inclusion of any link does not imply endorsement.
All content on this Site, including text, graphics, logos, and images, is the property of The Stellar Financial
Advantage or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or
use content without our written permission.
By submitting feedback, suggestions, or materials to this Site, you grant The Stellar Financial Advantage a nonexclusive, royalty-free license to use such submissions for business purposes. You represent that you own or have
the right to share any content you submit.
The Stellar Financial Advantage reserves the right to terminate or restrict access to the Site and related services at
any time, without notice, for any reason. This agreement is governed by the laws of the State of Texas. You consent
to the exclusive jurisdiction of Texas courts for any disputes arising from use of this Site.
We reserve the right to update or modify these Terms at any time without prior notice. The most current version will
be posted on this page with an updated effective date.
For questions or comments regarding these Terms, please contact us at info@TheStellarFinancialAdvantage.com
© 2025 The Stellar Financial Advantage. All Rights Reserved.
